Insurance Help
 

In Texas, Can My Insurance Company Seek Reimbursement From My Friend's Insurer If My Friend Wrecks My Car?

Let's say my car is insured by Geico, and my girlfriend has insurance with Progressive. My friend borrows my car and causes an accident.

I understand that my insurance is primarily liable and my friend's insurance is supporting in the event that the damages caused exceed the limits of my policy. Again, I clearly understand that my insurance is tutor and his is secondary.

But can my insurance company (Geico) seek reimbursement from from my friend's insurance company


Answer: your angel is the liable party. He was in the accident. They will go after you first and Geico will pay the claims but Geico will seek to recover from your friends insurance.
 

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