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When Will I Need To Buy Additional Business Insurance For My Car? |
I don't scarcity to spend extra money on business insurance because I have an inactive self-employed business and I don't go to see clients often. What happens if I had a car fortune on my way to see a friend? OR to see a cleint? Does it make a difference when I make a claim? What about % of my business use of car and personal use of car? Is it a grave factor for the insurance company to define if it is business use or not. What about the nature of business? I am looking for some professional
| Answer: If you didn't have business coverage and the insurance assemblage could prove that you were using the car in any business pursuit they could deny any claim that you might file. That could be hard for them to prove, though. Most companies don't irritation about percentage of business or personal use, if you go see one client in a year you need business insurance. If you have business insurance you can still use the car for personal use as much as you want. |
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