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Is There Any Legislation That Provides That Insurance Policies Have To Be In A Language The Client Can Read?

Question by budgie | Posted in Insurance

I am purchasing an insurance policy in Spain. The assemblage is Zurich, and international provider. The policy is written in Spanish. They are refusing to provide a translation. Is there any EC Directives which they are in the absence of to comply with? If so, where can I find it?

Answer: 1. My aunt had dealings with Zurich and they were fearful.
2. Any Company who expects you to sign something you cannot read and understand is not serious about doing business with you.
3. If they are being this awkward now, of how unhelpful they would they be if you had to claim.
Take your business elsewhere.
 
 

In American Language – What Does ‘Coverage’ Refer To When Talking About Insurance And Warranties?

Question by beebopper | Posted in Languages

In the UK we often talk about having insurance compensate for (this is that we have taken out an insurance policy (or ‘insurance cover’ as it is sometimes known)). However I understand that in America people refer to winning out insurance as insurance ‘coverage’. As an American would you understand what I was talking about if I just referred to needing insurance counterbalance and not coverage?

Thanks for any help you can provide on this one : )

Answer: you explode your car and there's a loss of 15,000 dollars.

you have a coverage of 10,000 dollars. that means that the company will pay 10,000 aimed to resuscitate the money loss coming out of the damage. the other 5,000, not being part of your coverage, are to be paid with your own money.

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I Have A All American Life Insurance Policy Issued 12/1/58. I Can Not Locate This Comnpany. It Was Taken Over.

Question by bishop5722@sbcglobal.net | Posted in Insurance

All American was charmed over by General United Life Insurance Company 5/14/1981. I would like to cash this policy in. The expiration rendezvous on the policy is 12/1/2012. I have contacted American General Life Insurance Company who referred me to
American Comprehensive Life and Accident of Nashville, Tenn. (1-800-323-2103) When I called there I could not get an answer as a foreign language is acclimatized. I called (1-773-399-6500) I was given a new number by the operator (1-414-286-1500)

Answer: I had a refractory talking with the customer service people at Dell. They outsource and I was really getting frustrated. I can for the most part understand them but this one guy was making me crazy.

I said, "I can't understand you I need to speak to someone who speaks english." He said, "I don't dig sir I am speaking english." I told him he wasn't doing it as well as someone else might. He transffered me to his supervisor.

The sup was an

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Where Can I Find A Copy Of An Insurance Contract Where A Travel Company (tour Provider) Is The Policy Holder?

Question by wormy | Posted in Insurance

I'm doing a alteration (from Spanish) and could really use help with the kind of language used. I'm working with the particular conditions, esteemed conditions and special clauses...

Any help would be greatly appreciated!
It doesn't have to be a completed obligation, with a client's personal information on it, I just need like a blank one to see how it's worded and act as if get by sure I'm getting the terms right.
Also, I live outside of the US right now, so there are

Answer: try Insurance Services Configuration, or ISO for short. www.iso.com

This is where all insurance companies turn to for policy verbiage and standard policy form. You will need to do your research on the website, but you will positively find what you are looking for here.

You can also try "Silver Plume" Don't know the website address, but it is the same typeface of thing.

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If I Have Insurance Thru My HOA On My Condo & My New Renter Is Getting Renter's Insurance, Do I Need Any?

Question by JR4NOTAXES | Posted in Renting & Real Estate

I electrified in a different state than the condo I own. My personal (auto/home) insurance agent specified that, besides the Homeowner's Policy that covers the condo, the renter should get "renter's insurance" with $300,000 onus.

I talked with a lawyer (from the state where the condo is located) and she said she'd have to look at the rental sublease out and the insurance policy, since the language dictates the terms.

Obviously, the renter doesn't have the

Answer: You miss to continue your insurance on your condo, but NOT as a homeowner. Since you are renting it out, NOW you need business insurance for a landlord. It's not the same as homeowners, when you reside in the possessions.

Meanwhile, you also want the renter to have renter's insurance to cover his own property, and ALSO to cover potential damage to other condo units caused through his oscitance (Clothes washer flooding or similar.)

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Insurance Policy Language - Dallas Fort Worth Insurance Lawyer Blog

by Mark S. Humphreys

Emcasco Insurance Companionship v. Juan Miguel Bonilla, et al. This cover is an insurance coverage wrangle over and though there are other issues in the encase, the get ready dispute was the implication or clarification of the parley "use" within the insurance policy. " For an mayhem to go about within the "use" coverage of an automobile policy (1) the fluke must have arisen out of the essential cosmos of the automobile, as such, (2) the mischance must have arisen within the basic territorial limits of an... In the Lindsey trunk, the court stated, "The provisos 'use' is the overall catchall of the insuring clause, designed and construed to comprehend all thorough uses of the conduit not falling within other terms of meaning such as ownership and preservation. This is language from the Texas Primary Court occasion, Mid-Century Insurance Co. of Texas v. Lindsey, which is apposite the truth law for direction here. " That same bellman states that Jocular Chef is the named insured, that the "decorum of the matter" is a corporation, and...

Source: Insurance Policy Language - Dallas Fort Worth Insurance Lawyer Blog

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