Are There Other Rules That Make An Insurance Contract Void If Breached Apart From Fraud And Duty Of Disclosure?
Question by Breega | Posted in Insurance
Answer: Not completely. You've got "misrepresentation and fraud', you've got "lack of consideration" (if you don't pay the premium), and you've got your "duties in the experience of a loss".
If you breach any of those, even the duties in the event of a loss, it can void coverage for that particular petition, even if the entire policy isn't voided.
Employer Breach Of Contract Regarding Insurance?
Question by traumaqueen22 | Posted in Law & Ethics
I was hired in Sept to business for a company who I signed a contract with stating that my benefits could kick in 'as soon as I started'. I have been hounding them since then to have an force come by so I can choose my plan. Nothing has happened. I have been ignored. Then, supposedly, in Jan, the insurance company was called and they were imagined to send an agent out...that hasn't happened either. Now, I'm leaving the company for other reasons. Can I sue them for not giving me insurance? Can I sue
Answer: The two issues of virtue are that you now have a gap in coverage that should not have taken place, and that you should be entitled to COBRA benefits allowing you to continue your insurance (typically at your own expense) for up to 18 months. Either of those could be actionable, I would meditate on, if you are denied future coverage due to the gap, or if they do not let you buy in if you need to COBRA your benefit. If they allow you to buy in as if you were still part of the group, I improvise that
How Can I Find A Lawyer To Sue My Phone And Insurance Company?
Question by Lisa S. | Posted in Law & Ethics
For the previous two years I have been dealing with claims and disputes regarding my former auto insurance company and telephone crowd (separate issues). Basically, they have both screwed me and now I want to try to do something about it by suing them. Trust me, i am not the type of child who would ever have done this in the past, but enough is enough. What kind of lawyer should i search for? Are there any sites i can search to find them? What should i be cautious about? Has anyone ever had to sue
Answer: chances are, when you signed all that paperwork for you insurqance and phone, you entered into an ahead to waive your right to sue, and entered into an arbitration agreement. the agreement probably requires you to fly somewhere, pay for 1/2 the expense of arbitraution ($5,000 give or take), and if you win you get your notes. but the arbitratoir decides, and the agreement allows the company to pick the arbitrator (hello).
http://www.google.com/search?hl=en&q =arbitration+agreements&aq=f&oq=
Is Lying About A Phone Contract Reason Enough To Break It?
Question by Elliott | Posted in Mobile Phones & Plans
I've been on Pay As You Go my whole life, and with Orange for the career decade or so. I'm very happy with Orange and on deciding I wanted to get a new phone on contract, I really wanted to the provinces with Orange. Becuase the phone I wanted was exclusive to Phones4U, I bypassed the Orange boutique and went there. On performing a Credit Check they told me that Orange had rejected me for credit and that I should go with Vodafone who accepted me. I was annoyed to have to take leave of Orange but
Answer: Phones4U have certainly lied about it and made mistakes on their part. You should take a grouse directly to the store to see if that can help you. If not ask the office of fair trading for advice. They will be able to foresee you if you have a case to void your contract or not. But contracts are tough to get out off, but that will be a start.
I'll try and summarise my condition. I'm from the UK and when in Florida last July, a vehicle ran into the back of me as I sat stationary at a stop light. I suffered whiplash and had 9 months of physio and pain in the arse medication. After that i was fine.
My US attorney (appointed by my travel insurance company) has told me that as I don't have permanent injuries, I can't sue the driver who ran into me for pain and hardship and he has closed the case. The "no fault" system
Answer: The other meet is completely wrong. In Florida and other no-fault states, you cannot sue for non-economic damages (pain and pain) unless they're exceptionally serious. Whiplash would not be considered exceptionally serious. We're talking the loss of a limb or multiple fractures.
If your insurance company does not pay for your expenses (shell pain and suffering) then you can sue the insurance company for breach of contract, but that has nothing to do with pain and suffering. Your policy
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(purchasers of lifetime insurance policies from policy owners for cash). The complaint alleged fraudulent and anticompetitive demean, based upon breach of fiduciary duty, and sought damages and anti-injunctive relief. The contract between defendant
Contractors and devise professionals believe their indemnity obligation should only arise if they were negligent, because their insurance may not cover a breach of contract (or so they argue). The developer sees no quality between a dollar of