|
Is It Possible To Get A Decent Individual Health Plan In Maryland? |
Both my hubby and I are independant contractors which basicly means that we're on our own when it comes to health insurance. We'd like to start a people but can't find an affordable policy that covers maternity with out costing a fortune in monthly premiums.
Should I lawful try to get a job at Target or something? Maybe go to Canada?
Is it better to just save the money instead of paying monthly and pay outa hook????
Also, most companies have a 1 year waiting period : (
Anybody
| Answer: There are lots of low cost individual health insurance options for the self employed in Maryland. Just be sure and choose a plan from a respectable company like a Blue Cross, United Healthcare, Humana, Aetna, etc. Most MD individual health insurance plans will have a 1 yr waiting patch for the maternity benefits so it can often make sense to not purchase the maternity benefit but just the health insurance component if you lay out on having a child within the first year. |
However, healthcare conveyance systems, such as hospitals, can still be private, says Kip Sullivan, JD, steering committee member of the Minnesota chapter of Physicians for a State Health Program. All citizens would have health insurance from the day